The Focus Federal Credit Union

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A short history of The Focus FCU

Since its inception in 1955 the The Focus Federal Credit Union has been serving its members in the OKLAHOMA CITY, Oklahoma area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kyle Roush, the The Focus FCU has grown its membership to over 10,922 with assets of more than $111,469,550. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (405) 230-1328 or email them at cgoodson@focusfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in OKLAHOMA CITY, OK.

General Information For The Focus FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10283
Address 420 NE 10TH ST 
City OKLAHOMA CITY 
State Oklahoma 
Zip-Code 73104
Phone Number (405) 230-1328
Fax Number (405) 488-2818
Email Address: cgoodson@focusfcu.org
CEO/President Kyle Roush
Members 10,922 
Full-Time Employees 35 
Part-Time Employees
Number of Branch Offices
Total Assets 111,469,550 
Website http://www.focusok.com 

Compare The Focus Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Municipal Emps Cu Of Oklahoma City CU MECU COUNCIL 9012 N COUNCIL RD 73132 (405) 813-5570 No 1.11
Ssmok Employees CU SSMOK Employees FCU 1111 N Lee Ave Ste 125 73146 (405) 272-6100 No 1.22
Teachers CU Teachers CU 1134 NW 8th St 73106 (405) 232-8288 No 1.63
Oklahoma Employees CU Capitol - Headquarters 3001 N Lincoln Blvd 73124 (405) 606-6328 No 1.72
Credit Union One Of Oklahoma CU Sequoyah Branch 2400 N Lincoln Blvd 73152 (405) 557-0167 No 1.99

The Focus Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


The Focus Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.79 4.16 4.61 3.68 5.69
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 230 301 279 92 311
Rank Among All Oklahoma Credit Unions 11 31 22 7 15

The Focus Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.20 0.50 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 114 263 266
Rank Among All Oklahoma Credit Unions N/A 16 12 32 29
The Focus Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.7901,8102,848,400
All Other Unsecured Loans/Lines of Credit 8.1001,3463,864,264
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.16086416,436,424
Used Vehicle Loans 4.6102,70730,767,922
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.68033223,340,030
Total Other Real Estate Loans/Lines of Credit 5.6903086,503,532
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.7602722,583,633
TOTAL LOANS & LEASES 7,63986,344,205

The Focus Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 30521,630,418222,166,790
Balloon/Hybrid
    a. > 15 years 121,346,35600
    b. 15 Years or less 0000
Other Fixed Rate 15363,2563103,313
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1252,968,6321521,742
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1833,534,90016229,314
Open-End Fixed Rate 0000
TOTALS 64029,843,562562,521,159

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

The Focus Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes